Can You Get a Loan to Pay for a Tattoo?

Nothing is more thrilling than the day you finally get the tattoo that you have been anxiously waiting for, but we all know just how expensive it can be. Imagine the joy of getting the tattoo of your dreams without having to pay the money upfront! Well, now you can. In the article below, I’ll cover one of the options available to you if you are looking for a way to get a tattoo now and pay for the cost over time.

Depending on the tattoo parlor, many are now offering payment plans and loans to clients. There are also a couple loan companies that specialize in loans specifically to pay for tattoos. Typically, they have installment plans where you have the option of paying back the loan within 6 to 36 months.

Tattoo Shop Financing

The financing programs offered by tattoo shops will vary from one another. However, they generally will allow upwards of $3,000 towards a tattoo. Another perk to these programs, is that many of them do not do credit checks in case you are worried about bad credit.

A few main things to know about their financial plan are that your checking account must have a clear history for at least six consecutive months, and to be approved, your account needs to have 25% of the amount you are looking to obtain.

 Once they determine your eligibility, which takes no longer than 10 minutes, you pay 25% percent of the amount of your tattoo, and then you choose which payment installments you prefer to do. They have options such as paying back the remaining amount within 3, 6, or 12 months on the same date each month in which you got your tattoo done.

Other Financing Options

You can always call the studio you’ve selected to see if they offer a financing program. However, if you’d prefer to go with an external financing company, you can check out

If you get approved, you can get approved up to $1,000, and they help you find a tattoo shop that accepts ink-pay as a form of payment. Once you find a shop and get your price on the piece you’re looking to get, the chosen tattoo shop then sends ink-pay the invoice, and then they send you a personalized payment plan in under one minute.

If you agree to the amount and the payment plan, all you need to do is press “accept,” pay at least 40% of the amount, and you’re all set! The great thing about using this company is that you have the flexibility of choosing weekly or bi-weekly payment plans, and you get to decide how many repayments you want to make within the six weeks that they give you to pay the remaining balance. 

You never have to worry about paying interest with them, ever as long as you make your payments on time. Another bonus to trying this company out is if you pay your amount due on time, not only do they include you in their drawing where you could win your tattoo, but they increase the limit that you are allowed.

If your tattoo shop doesn’t partake in this loan service option, discuss the possibility of making a payment plan to see if they can arrange that or offer it. Usually, most tattoo parlors will work something out with their clients rather than losing out on a potential customer.

The amount offered in the loans and the time frame on when it’s due will vary from tattoo shops and loan companies, so I suggest doing your research before choosing the very first one you see so that you can weigh out all the options available to you.

Never has your dream tattoo been so easy to get; these options allow everyone to finally get that sleeve or back piece that they have been wanting. These alternatives are a great way to allow anyone, no matter your budget or income, to have the chance to get tattoos without having to spend your whole check on it!

If you have a piece that you have wanted to get but haven’t due to bills and duties with being an adult, don’t waste any more time! There are plenty of shops and loans that offer you the chance of getting that beautiful artwork that you have been postponing, so why keep on waiting when you can fulfill your dream tattoo in a matter of minutes.

There are plenty of loan companies that work with tattoo shops, so the possibilities are endless. All you have to do is inquire about all that entails within the offer, including additional charge fees and interest that some require. Make sure to do your research and reviews on each company so that you don’t have the risk of getting scammed online.

 If you have any doubts about specific websites, you can contact the tattoo shops before submitting all of your personal information to the websites to make sure that they have heard of these companies and work with them. 

Doing so will give you more peace of mind knowing your artist has heard of the loan company before, and you’ll know it’s a legitimate website; as we all know, there are a lot of these loan websites that claim to help you when indeed they are trying to steal your information. That’s why doing your research is highly recommended so that you can ensure a safe and secure payment option for your next tattoo.